Terms and privacy

Last updated: November 2026

Terms of use

This website gives general information about Marford CFO and the fractional CFO, financial planning and analysis services we provide to businesses. By using it, you accept these terms.

General information, not advice

The content on this site is general information. It is not financial, investment, tax, accounting or legal advice for your situation. Please don't act on it without advice that takes your circumstances into account.

What we don't do

Marford CFO is not a certified public accounting (CPA) firm. We don't provide audit, review, attestation or tax preparation services. We are not a registered investment adviser and we don't give advice on buying or selling securities. When your situation needs those services, we work alongside your CPA, tax advisor or attorney.

How engagements work

We provide services only under a separate written agreement or a contract on a freelance platform such as Upwork. That agreement sets the scope, fees, responsibilities and limits of liability, and it takes precedence over anything on this site.

Examples on this site

Figures, case descriptions and sample reports on this site are illustrative or anonymized. They don't describe a specific client's results or promise any outcome.

Your decisions

Business decisions remain yours. Our analysis depends on the accuracy and completeness of the information you give us.

No warranty and limitation of liability

This site is provided "as is", without warranties of any kind. To the extent the law allows, Marford CFO is not liable for any loss or damage arising from the use of this site or reliance on its content.

Links to other sites

Links to third-party websites are for convenience. We don't control those sites and aren't responsible for their content.

Changes

We may update these terms. The date at the top shows the latest version.

Privacy

What we collect

We only collect the information you choose to send us, such as your name, email address, phone number and details about your business, when you contact us by email, WhatsApp or a booking tool.

How we use it

We use it to reply to you, prepare proposals and deliver our services. We don't sell or rent personal information.

Analytics

We use Cloudflare Web Analytics to count visits in aggregate. It doesn't use cookies or track you across other sites, and we don't run advertising.

Service providers

We use trusted providers to run our business, including email (Microsoft 365), website hosting (Cloudflare), messaging (WhatsApp) and scheduling tools. They process information on our behalf under their own privacy terms. Our team works outside the United States, so information may be processed in other countries.

How long we keep it

We keep information only as long as we need it for the purposes above or to meet legal obligations.

Your choices

You can ask us to access, correct or delete your information by writing to [email protected].